How it works
Four steps from first call to closing, and a straight explanation of how we make money.
You send the address
Online or by phone at (901) 555-0199. We pull public records, recent sales nearby and the tax status before we call you.
A short call, then one visit
We ask about condition, tenants, liens and your timing. Then we walk through the house once. No cleaning or repairs needed.
A written offer with the math
The offer shows our estimate of after-repair value, the repairs we see and our costs. It also tells you whether we expect to close ourselves or may assign the contract.
Close at a title company
A licensed title company or closing attorney handles the money and the deed. You choose the date, and you can leave behind what you don't want.
We may assign your contract. Here's what that means.
Some houses we buy and close on ourselves. For others, we sign a purchase contract with you and then assign that contract to a partner investor, who closes on the same terms. We earn a fee from that investor. This is often called wholesaling.
Since March 25, 2025, Tennessee law (Public Chapter 72) requires anyone who markets or assigns their interest in a purchase contract to disclose that in writing, to you and to the investor. We do that before you sign, on a separate page you initial.
- Your price, closing costs and closing date are in your contract and don't change if it's assigned.
- You can ask us whether we plan to close or assign. We'll answer.
- You can have an attorney review the contract before signing.
We are not real estate agents and do not represent you. If you want someone on your side of the deal, hire an agent or attorney.
How our offer is calculated
We start with what the house would likely sell for after repairs, based on recent sales nearby. We subtract the repairs we see, the costs to buy, hold and resell the house, and a margin for us or the investor. What's left is the offer.
That's why a cash offer is below retail. If your house needs little work and you can wait, listing will often net more. See the comparison.
Common questions
Is assigning a contract legal in Tennessee?
Yes. Tennessee Public Chapter 72 (2025) allows it, and requires the buyer to disclose in writing that it holds an equitable interest and may assign or sell it. We give that disclosure before you sign.
Does an assignment change what I get paid?
No. Your price and terms are in your contract. Whoever closes has to honor them. Any assignment fee is paid by the investor who takes over the contract, not by you.
What if the deal doesn't close?
Your contract says what happens, including the closing deadline and the earnest money. Read it before you sign, and ask a Tennessee real estate attorney if anything is unclear.
Who handles the closing?
A licensed title company or closing attorney in Shelby or DeSoto County. They hold the money, check the title and record the deed.